Setsuyaku Life / Guides
Fixed costs
Review phone plans, subscriptions and other monthly payments at a manageable pace.
Fixed costs
Is annual billing really cheaper? Count the months you will use a subscription
An annual plan looks cheaper—but how many months will you use it this year? Compare total payments and a documented consumer complaint to choose a billing period that leaves room for the things you enjoy.
Fixed costs
Should you cancel a savings-type insurance policy? Review fees and separate saving from investing
Fees in savings-type insurance, Japan’s high-cost medical expense benefit and possible uses for reduced premiums: three things to consider when reviewing insurance.
Fixed costs
Could switching from a major carrier cut your phone bill by around JPY 5,000 a month?
A plan matching your data use may lower your phone bill. We look at a published-rate example with a difference of around JPY 5,000 a month, then compare discounts, calls, devices and support too.